An Auto Pawn Loan is a loan backed by collateral - your car, truck, or SUV. When you obtain an Auto Pawn Loan, you'll receive money for your vehicle and we will temporarily keep your vehicle. If you pay back the loan and interest within the loan period, you'll regain your car. If you fail to repay the loan, the vehicle will be sold to recover the loan amount.

Terms and Conditions

  • The vehicle must be free from any debt.
  • Only the registered owner of the vehicle is allowed to pawn the vehicle.
  • The identity document of the registered owner must be made available.
  • The registration papers of the vehicle must be handed over with the vehicle.
  • The loan term is strictly thirty (30) days.
  • The vehicle owner needs to be 21 years of age or older.

Pros & Cons


  • No credit check required.
  • Less requirements, quick and simple.
  • Confidential - No financial institution will have access to your financial history.


  • You risk losing your car if you fail to repay the loan.

Aplication Process

  1. Complete the free quotation form online:
    • Fill in all the required details.
    • Be truthful to avoid delays in the process.
  2. We will notify you via SMS, telephone or e-mail if we are interested in your vehicle
  3. You are advised to visit our offices with the vehicle and all other documents required:
    • Required: Two certified copies of your ID, vehicle registration papers and a police clearance certificate of the vehicle.
  4. We do a fast and free appraisal of the vehicle
    • A loan offer is made against the value of your vehicle. Usually 30% of its value.
  5. Offer acceptance:
    • You hand over the vehicle’s keys, registration papers and two copies of your ID.
    • Contracts are signed.
  6. The loan is then disbursed
  7. We move your vehicle into our secure on-site storage facility which is not open to the public


Repayment Process

  • The contract is valid for one month (30 days) but can be extended for up to three months (90 days).
  • We charge 30% interest on the loan amount per month. I.e. storage fee, revenue stamp fee, service fees and initiation fees all inclusive.
  • We return your vehicle and related documents after you've repaid the entire loan amount and all interest and fees in full. I.e. the loan amount plus the accrued interest.
  • You lose ownership of your vehicle if you fail to repay the entire loan amount within the agreed period. I.e. within 30 or 90 days.
  • Arrangements can be made to extend the loan beyond 90 days if all interest has been paid on time, but these arrangements require of you to again visit our offices and sign a new contract.